Terms and Conditions
NOBLE MERRY EMPOWERMENT FOUNDATION
Terms and Conditions
By registering on the Noble Merry Empowerment platform, every participant acknowledges that they have read, understood, and agreed to abide by the following Terms and Conditions:
1. Registration Fee
A non-refundable registration fee of ₦3,500 is payable upon registration.
2. Weekly Contribution
Members making weekly contributions must ensure that funds are credited to their assigned virtual account on or before 11:59 p.m. every Wednesday.
Failure to make payment before the stipulated deadline, resulting in a default status, shall attract a 100% default penalty in accordance with the Foundation's policy.
3. Eligibility for Empowerment
To qualify for the ₦130,000 cash empowerment and food support, every member must introduce at least one (1) active downline under the registered account. The downline must have remained active on the platform for a minimum of five (5) months before the member becomes eligible.
4. Fast Track Accounts
Members registered under the Fast Track category must:
- Introduce five (5) active downlines within forty (40) days of registration.
- Failure to meet this requirement automatically removes the account from the Fast Track category.
- To qualify for Fast Track empowerment:
- Each of the five (5) downlines must have remained active for at least five (5) months.
- The Fast Track account itself must have remained active for a minimum of seven (7) months.
5. False Proof of Payment
Submission of fake, altered, or fraudulent proof of payment shall result in the immediate cancellation of the account without entitlement to any benefits.
6. Minimum Contribution Requirement
Every account must contribute a total of ₦65,000, excluding applicable payment gateway or service charges, before becoming eligible for empowerment.
7. Official Branded T-Shirt
Purchase of the official Noble Merry branded T-shirt is mandatory before a participant can receive any food empowerment benefits.
8. Account Termination
Termination of an account attracts a ₦5,000 termination processing fee per account. Members whose accounts are terminated shall not be entitled to food empowerment benefits.
9. Payment Timeline
Withdrawal payments are processed within 7 to 30 working days, excluding weekends and public holidays, from the date a valid withdrawal request is submitted.
10. Non-Transferability of Accounts
Registered accounts are personal and cannot be transferred, assigned, or sold to another individual under any circumstance.
11. Next of Kin
Every member is strongly advised to provide accurate details of a trusted next of kin who will receive any eligible refund in the event of the member's death.
12. Death of a Participant
If a participant passes away before completing the fifty (50)-week contribution cycle, Noble Merry shall refund only the total amount personally contributed by the deceased to the registered next of kin. The empowerment benefit shall not be payable, as the account will no longer qualify due to the absence of continuity.
13. Contribution Duration
The Noble Merry Empowerment contribution cycle is 50 weeks.
After completing registration, participants must make their first contribution into their virtual account within 48 hours. Failure to do so will result in account deactivation, and a fresh registration fee will be required for reactivation.
Members are solely responsible for ensuring that all registration information provided is accurate. Noble Merry shall not be liable for errors made during registration.
14. Unconfirmed Payments
Any payment made to Noble Merry that cannot be automatically confirmed shall be subject to further investigation. The depositor may be required to provide a bank statement and any additional information necessary to verify the transaction.
15. Manual Payment Confirmation
Payments uploaded manually shall be verified and confirmed within 24 to 48 hours, subject to successful validation.
16. Suspension Due to Default
Any account with four (4) or more weeks of outstanding defaults shall be suspended.
Where a suspended account serves as a downline, the sponsoring upline shall lose that downline. If, as a result, the upline no longer meets the qualification requirements after six (6) months of registration, the upline may become ineligible for the ₦130,000 empowerment and food support.
17. Clearance Fee
A mandatory clearance fee of ₦2,000 must be paid before a participant becomes eligible to submit a withdrawal request.
18. Incentive Policy
Participants without at least one active downline within six (6) months of registration shall not qualify for food incentives.
Food incentives are not contractual entitlements but discretionary empowerment gifts provided by Noble Merry to appreciate active participants. The Foundation reserves the sole right to determine the nature, quantity, timing, and conditions under which such incentives are distributed.
19. Refund for Terminated Accounts
Refunds relating to terminated accounts shall be processed within seven (7) weeks, subject to compliance with all applicable termination procedures and verification requirements.
Declaration
By completing your registration and participating in the Noble Merry Empowerment Foundation, you confirm that you have read, understood, and voluntarily accepted these Terms and Conditions.
The Foundation reserves the right to amend, review, or update these Terms and Conditions at any time, and such updates shall become binding immediately upon publication.